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Privacy Policy

By accessing this web site and our applications, you are agreeing to be bound by these Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site and our applications. The materials contained in this web site are protected by applicable copyright and trade mark law.

Licensing

Permission is granted to temporarily download one copy of the materials (information or software) on Stidham Financial's web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial) with out written permission from Stidham Financial
  • attempt to decompile or reverse engineer any software contained on Stidham Financial's web site or applications
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or “mirror” the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Stidham Financial at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Disclaimer

The materials on Stidham Financial's web site and applications are provided “as is”. Stidham Financial makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Stidham Financial does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall Stidham Financial or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Stidham Financial's Internet site or applications, even if Stidham Financial or a Stidham Financial authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions & Errata

The materials appearing on Stidham Financial's web site and applications could include technical, typographical, or photographic errors. Stidham Financial does not warrant that any of the materials on its web site are accurate, complete, or current. Stidham Financial may make changes to the materials contained on its web site at any time without notice. Stidham Financial does not, however, make any commitment to update the materials.

Links

Stidham Financial has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Stidham Financial of the site. Use of any such linked web site is at the user’s own risk.

Site Terms of Use Modification

Stidham Financial may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Governing Law

Any claim relating to Stidham Financial’s web site shall be governed by the laws of the State of Arkansas without regard to its conflict of law provisions.

Privacy & Your Information

This privacy policy describes how Stidham Financial, LLC. uses and protects any information you provide while using our website.

Stidham Financial, LLC. is committed to ensuring that your privacy is protected. Any personally-identifiable information that you may be asked to provide will only be used in accordance with this privacy statement. Stidham Financial, LLC. reserves the right to amend this policy from time to time by updating this page. You should check our policy periodically to stay informed of any changes that we make. Your continued use of our website signifies your acceptance of our privacy policy, effective August 1, 2017.

We treat your information with the utmost care. All personally-identifiable information will remain private and will not be sold or distributed to any organization or individual for telemarketing, direct mail marketing, or for any other marketing purposes. Your information will only be released if (1) transactions are initiated and/or authorized by you, (2) you request the information for your own record keeping, (3) collection services are necessary, or (4) as required by law (FOI request, subpoena, etc). You may also have additional rights under applicable laws.

Sharing your information

Stidham Financial, LLC. does not disclose, share, or exchange online information that you provide to us, including email addresses, with third parties except where listed above.

Stidham Financial, LLC. collects information when you:

  1. Complete an online form
  2. Submit an email address
  3. Print and complete any form data (which is returned via fax or email)

Stidham Financial, LLC. uses this information for such purposes as responding to your requests, improving our website, and communicating with you via email, regular mail, or telephone.

Information that we may collect:

  1. Name
  2. Contact information including email address Demographic information such as postcode, preferences, and interests
  3. Demographic information such as postcode, preferences, and interests
  4. Other information relevant to customer surveys and/or offers

Our website does not collect, store, or maintain any customer credit or debit card information.

What we do with the information we gather

We require this information to understand your needs in order to provide you with better products and services. In particular, your information may be used for the following reasons:

  1. Internal record keeping
  2. Providing you with improved products and services
  3. Providing you with an improved online experience
  4. Contacting you by email, phone, fax or mail
  5. Customizing our website and applications according to your interests

Security of your information

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Investment advisory services offered by appropriately registered individuals through AAN Wealth Advisors, LLC, a registered investment advisor. Insurance products and services are offered through Stidham Financial Services, AR lic # 14584121. AAN Wealth Advisors and Stidham Financial Services are not affiliated companies. We do not provide tax, legal or estate planning advice or services, and are not affiliated with any government agency. Information is presented for informational purposes only and should not be construed as recommendation or advice specific to your personal situation.

Stidham Financial Services provides its clients with access to a network of unaffiliated professionals such as Elder Law attorneys, Real Estate agents, Accountants, CPAs, and VA accredited claims agents and attorneys to provide integrated and comprehensive services. All professionals are properly licensed and registered in the states in which they conduct business.

Investing involves risk, including possible loss of principal. No investment strategy can ensure financial success or guarantee against losses. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Product and feature availability may vary by state.